How to keep your home (even if you lose your health)

Your home or property may be your biggest financial asset. So do you know how you (or your family) would meet the mortgage repayments if you lost your job, suffered a serious injury or illness, or even died?

If you haven’t got a clear plan to protect your mortgage, you’re not alone. Most people don’t even like to think about it – even though they need to.

Whether you’re buying or re-financing, covering yourself is easy with My Protection Plan.


What is My Protection Plan?

Unfortunately, unforeseen life events could impact your ability to meet your mortgage repayments. We all like to think “it won’t happen to me”, but illness doesn’t discriminate.

The good news is that covering yourself is easy with Ali Group My Protection Plan.

Best thing is – the benefits are all yours.

Pivotal Financial offers My Protection Plan through our insurance partner ALI Group. My protection plan provides benefits in the event of:



One policy, three types of benefits

The ALI Group My Protection Plan gives you protection for a wide range of critical life events across three areas plus an optional extra.

Get financial support during time of a crisis for thirteen serious medical conditions:

  • Cancer*
  • Heart attack*
  • Cardiomyopathy*
  • Surgery to the aorta*
  • Stroke*
  • Coronary artery bypass*
  • Alzheimer’s and Dementia
  • Kidney failure
  • Paralysis
  • Severe burns
  • Loss of independent existence
  • Total loss of hearing
  • Total loss of sight

Click here to read more on the Living Benefit

Pre-existing condition exclusions apply, and a 3 month exclusion period applies to those conditions marked with *. Please read the full details in the PDS.

A lump sum benefit to help keep the roof over your family’s head:

  • Payment of up to $750,000
  • Operates independently of loan
  • Benefit is paid to joint policy owner or your estate, not the lender

Click here to read more on the Death and Terminal Illness Benefit

Financial assistance while you’re on the mend. Three months’ benefits when you can’t work for 30 days or more due to accidental injury.

Click here to read more on the Accidental Injury Benefit

You can learn more about My Protection Plan in this helpful video below:

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